LIFE SEGMENT INDICATORS BY COUNTRY

Life segment indicators by country

(€ million)Gross written premiumsNet cash flowAPE
31/12/201631/12/201531/12/201631/12/201531/12/2016 31/12/2015 
Italy 17,911 19,400 7,197 7,646 2,129 2,322
France 8,405 8,787 438 1,147 939 944
Germany 12,576 14,146 1,560 2,997 708 826
Central and Eastern Europe 1,448 1,603 501 589 136 165
EMEA 6,028 6,512 920 1,444 544 645
Spain 1,041 958 -68 -114 134 121
Austria 1,127 1,224 -256 -106 82 102
Switzerland 1,122 1,236 481 553 50 68
Other EMEA 2,738 3,094 764 1,111 278 354
Americas 272 312 114 142 15 23
Asia 2,380 1,895 1,256 924 375 285
International Operations 709 642 62 31 0 0
Total 49,730 53,297 12,049 14,920 4,847 5,210

Life segment premiums by line of business by country

(€ million)Savings and PensionProtectionUnit/index linkedTotal
31/12/201631/12/201531/12/201631/12/201531/12/201631/12/201531/12/2016 31/12/2015 
Italy 15,232 15,895 230 230 2,450 3,274 17,911 19,400
France 4,400 4,769 1,759 1,629 1,773 1,928 7,931 8,326
Germany 4,392 5,407 4,191 4,782 3,993 3,957 12,576 14,146
Central and Eastern Europe 705 746 335 312 409 545 1,448 1,603
EMEA 2,055 2,168 957 908 3,010 3,424 6,022 6,500
Spain 801 741 215 200 25 17 1,041 958
Austria 541 646 352 326 234 245 1,127 1,218
Switzerland 217 301 146 150 759 784 1,122 1,236
Other EMEA 496 479 243 231 1,993 2,378 2,732 3,089
Americas 33 31 236 279 0 0 269 310
Asia 1,799 1,407 403 339 177 150 2,380 1,895
International Operations 74 82 32 32 0 0 105 114
Total direct written premiums 28,689 30,504 8,142 8,512 11,813 13,278 48,643 52,294

Life segment NBV and operating result by country

(in milioni di euro)Operating resultNBV
31/12/201631/12/201531/12/201631/12/2015
Italy 1,298 1,207 579 589
France 593 567 90 62
Germany 457 439 275 191
Central and Eastern Europe 248 228 47 39
EMEA 454 379 212 174
Spain 129 123 83 79
Austria 65 66 28 10
Switzerland 165 164 50 16
Other EMEA 94 26 51 69
Americas 47 50 0 0
Asia 61 95 53 42
International Operations -31 1 0 0
Total 3,127 2,965 1,256 1,097